Home improvements
Refresh, repair or improve the place you call home.
PERSONAL LOANS, MADE CLEAR
Finance the moments
that matter most.
Whether you are planning ahead or responding to the unexpected, a EDAFKO personal loan gives eligible customers a clear, flexible way to move forward.
✓ Fast online application✓ Clear loan terms✓ Secure process
Personal loans from€1,000Flexible terms up to 60 months
♢ Your data stays protectedSecure digital application
◷Apply in minutesComplete your application online
↗Loans from €1,000Subject to eligibility and approval
%Competitive fixed ratesKnow your repayment amount
♧Support when neededA clear process at every stage
DESIGNED AROUND LIFE
One loan. So many possibilities.
A personal loan can help eligible applicants manage important expenses with predictable monthly repayments.
Major purchases
Plan for a meaningful purchase with one clear payment.
Life events
Help cover weddings, travel or other personal milestones.
Unexpected costs
Get support when an unplanned expense arises.
✓Simple, secure and digitalManage your loan journey online.
WHY CHOOSE EDAFKO
A straightforward loan experience from start to finish.
We believe financing should be understandable. That means clear information, simple steps and the confidence to make an informed decision.
- ✓Clear information upfrontReview the amount, term and estimated repayment before you apply.
- ✓A process built for convenienceStart online, whenever and wherever it works for you.
- ✓Repayments that fit your planChoose from available terms and see your monthly payment clearly.
PERSONAL LOAN CALCULATOR
See what your loan could look like.
Adjust the amount, term and estimated rate to get an illustrative monthly repayment.
Estimates are for guidance only and are not an offer of credit.€1,000€50,000
12 months60 months
4%25%
HOW IT WORKS
From application to next steps — in four simple stages.
Explore
Review loan options and use the calculator to estimate a repayment.
Apply online
Submit your details through our secure online application.
Review
We review your application and provide next steps where applicable.
Manage
Once established, manage your loan and payments online.
BEFORE YOU APPLY
What you may need to provide.
Requirements can vary depending on your circumstances and the product available to you.
- ✓ Personal and contact details
- ✓ Proof of identity and address
- ✓ Income and employment information
- ✓ Your preferred loan amount and purpose
FREQUENTLY ASKED QUESTIONS
Helpful answers before you apply.
Will checking my options affect my credit score?+
Eligibility checks and credit decisions can differ by product and location. We explain the relevant process before you submit a full application.
How quickly will I receive a decision?+
Review times vary based on the information supplied and any checks required. We will keep you informed of the next steps.
Can I use a personal loan for any purpose?+
Personal loans are subject to lending criteria and permitted purposes. Please review the application information for details.
Can I repay my loan early?+
Early repayment options, terms and any applicable charges are provided in your loan agreement.
TAKE THE NEXT STEP
Ready to explore your personal loan options?
Tell us about your plans. It only takes a few minutes to get started.
♢ Secure application◷ Takes only minutes